Boat & PWC Financing — The Boat Shop

BOAT & PWC FINANCING

Get on the water with a payment plan that fits.

Explore financing options for eligible boats and personal watercraft. Start with the lender that matches your purchase, then work with our sales team to complete the remaining details.

ALL FINANCING IS SUBJECT TO CREDIT APPROVAL AND THE LENDER’S TERMS AND CONDITIONS.

BEFORE YOU APPLY

Have your purchase details ready.

01
Choose the unit Know the boat or PWC you are interested in purchasing.
02
Gather your information Be prepared to provide identity, employment, income, housing, and credit information.
03
Apply through the lender The lender reviews your application and determines approval and available terms.
Boat Financingfor eligible purchases
PWC Financingincluding Yamaha options
Online Applicationsapply directly with the lender
Dealer Supportour sales team can help

START HERE

Payment tools and applications.

Choose the financing path that applies to your purchase. Priority One tools are grouped separately so the payment estimator is not confused with Yamaha or Wayne Bank financing.

PRIORITY ONE TOOLS

Estimate a payment or apply through Priority One.

The payment estimator is only for customers considering Priority One financing.

OTHER APPLICATIONS

Apply through Yamaha or Wayne Bank.

HOW IT WORKS

From application to delivery.

Applying online is only one part of the purchase process. Our sales team will coordinate the boat or PWC details with you after the lender review.

1

Select your unit

Work with our sales team to choose a boat or PWC and confirm the purchase price, trade-in, and available options.

2

Submit the application

Apply through the appropriate lender using accurate personal, employment, income, and housing information.

3

Finalize the purchase

After approval, we will review the final paperwork, down payment, insurance, registration, and delivery requirements.

NOT SURE WHERE TO START?

Talk with our sales team before applying.

We can help you identify the correct application, provide the purchase information you may need, and explain the next steps. We cannot guarantee approval or select loan terms on the lender’s behalf.

FINANCING FAQ

Questions, answered.

No. Applications are subject to the lender’s credit review, eligibility requirements, verification process, and final approval.
The lender determines available rates, terms, down payment requirements, and payments based on the application, credit profile, purchase, and lender guidelines.
Use the Yamaha application for eligible Yamaha purchases. For other eligible boat purchases, contact our sales team to confirm whether the Wayne Bank application is appropriate.
It is generally better to speak with our sales team first so you have the correct unit, purchase amount, and lender application information.
This depends on the lender, approved amount, and purchase structure. Discuss accessories and installation with our sales team before finalizing the application or purchase paperwork.
The application is submitted through the lender’s system. The lender controls how application information is processed and what approval information is shared with the dealership.